Hello there. I am Terry and I am a full-time undergraduate based in Singapore. I take photos, write a blog and design websites.

And no, I'm not a teddy bear.

In Retrospect

Jeff Jarvis on Visa, Mastercard and Paypal

Jeff Jarvis on Visa, Mastercard and Paypal

Jeff Jarvis from Huffington Post said it well.

p/s: I still have four more papers to go. Wish me luck :) See you guys next Thursday!

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